What You Need To Know About Home Warranties

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Home Improvement

How Do Home Warranties Work?

If a covered home system or appliance breaks down or stops working, you call the home warranty company and they will assign a service provider it has a business arrangement with. If the appliance or system is malfunctioning and can’t be repaired, depending on your contract coverage, your home warranty company will pay to replace and install the appliance. You will pay a small trade service fee (usually less than $100).

General Coverage Typically Includes:

  • Air conditioning
  • Dishwashers
  • Doorbells
  • Furnace/heating systems
  • Water heaters
  • Ductwork
  • Garbage disposals
  • Inside plumbing stoppages
  • Ceiling fans
  • Electrical systems
  • Range and oven
  • Telephone wiring

What’s Not Covered? Check your Specific Policy, But in General:

  • Outdoor items such as sprinklers
  • Faucets
  • Refrigerators, washers, dryers and garage door openers
  • Spas and pools, unless specific coverage requested
  • Permit fees
  • Haul aways

What Can Cause Denial of a Claim?

  • Improper maintenance
  • Code violations
  • Unusual wear and tear
  • Improper installation


If you are selling your home, you can have a policy that covers your home during the listing period and is transferable upon the sale of the home. If you would like to hear more about this option, contact us.

We strive to be the best Realtors for our clients throughout Lake County and McHenry County. If you want the best experience with either selling your home or buying a home (or maybe both!), The Levicki Group is ready to help you plan your perfect time to EXIT.